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How to Stop Falling into Financial Traps of Fraud
In today’s digital age, financial frauds have become increasingly sophisticated. Scammers employ a variety of methods to trick...
Ganesh Salunkhe
Jan 32 min read
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"Why Was Your Personal Loan Rejected? Uncover the Top Reasons and Solutions!"
Getting a personal loan application rejected can be frustrating, but understanding the common reasons for rejection can help you address...
Ganesh Salunkhe
Aug 10, 20242 min read
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Understanding the Repo Rate and Its Impact on the Economy
When individuals or businesses need money, they often turn to banks for loans. Banks, in turn, charge an interest rate on these loans....
Ganesh Salunkhe
Aug 1, 20242 min read
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What is Gold Loan Auction?
India is one of the biggest consumers of gold worldwide, where almost every household buys gold either for auspicious or investment...
Ganesh Salunkhe
Jul 18, 20245 min read
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What is a Down Payment? Here is What You Need to Know
A down payment is an upfront payment made during the purchase of an expensive item, such as a house or a car. This payment is typically a...
Ganesh Salunkhe
Jul 13, 20243 min read
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How Making Part Payments on Your Loan Saves You Money
Managing loans effectively is crucial for maintaining financial health. One powerful strategy to save money on loans is making part...
Ganesh Salunkhe
Jul 11, 20242 min read
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Line of Credit vs. Credit Card: Know the Difference?
In the world of personal finance, understanding the tools at your disposal can make a significant difference in how you manage your...
Ganesh Salunkhe
Jul 9, 20243 min read
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What Happens When You Default on Personal Loan Payments?
Dip in Credit ScoreLenders consistently share updates on your repayment patterns with credit bureaus when calculating your CIBIL score....
Ganesh Salunkhe
Jul 6, 20244 min read
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Interest Rate : Definition, Meaning and Types
Ever find yourself in a conversation about interest rates and feel like you're swimming in a sea of confusion? You're not alone. But...
Ganesh Salunkhe
Jul 5, 20243 min read
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Cancelled Cheque: What Are They and How to Use Them
What Is A Cheque? A cancelled cheque is a cheque that has ‘CANCELLED’ written in caps on it between two parallel lines drawn across the...
Ganesh Salunkhe
Jul 4, 20242 min read
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Does Checking CIBIL Multiple Times Raise an Enquiry on Your CIBIL Report?
Introduction Checking your CIBIL score is a crucial step in managing your financial health. However, there's a lot of confusion...
Ganesh Salunkhe
Jul 3, 20242 min read
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Looking For Gold Loans? Must Read Related Terms to Gold Loan
An emergency funding quest for company operations or individual requirements may come up at any time. These situations generally prompt...
Ganesh Salunkhe
Jul 1, 20245 min read
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How can your employer affect your personal loan eligibility?
Personal loans do not require you to pledge any security to your lender. Hence, the loan providers do not have a backup if you fail to...
Ganesh Salunkhe
Jun 28, 20242 min read
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What is the Difference Between a Bank and NBFC?
Banks and NBFCs are financial institutions that play important roles in the financial world. But what exactly sets NBFCs apart from...
Ganesh Salunkhe
Jun 27, 20243 min read
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Smart Tax Planning for Salaried Employees
When it comes to handling your money, dealing with taxes is a big deal. If you’re earning a regular salary, it’s important to take a good...
Ganesh Salunkhe
Jun 25, 20244 min read
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How does Loan Settlement can affect on Credit Score?
When faced with financial difficulties, settling a loan might seem like a viable option. However, it’s essential to understand how loan...
Ganesh Salunkhe
Jun 22, 20243 min read
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Have Two PAN Cards? Here’s What You Need To Do
Introduction Applying for a personal loan can be a meticulous process, requiring a good credit score and proper documentation. However,...
Ganesh Salunkhe
Jun 21, 20242 min read
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What is Broken Period Interest and How is it Calculated?
Did you know you might be paying interest on a loan before your first official payment is due? This unexpected cost is called broken...
Ganesh Salunkhe
Jun 18, 20242 min read
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What Happens When You Default on Loan Payments?
It is natural not to be able to make your EMI loan payment in a timely manner every month, which can result in loan default. While some...
Ganesh Salunkhe
Jun 15, 20242 min read
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"Car Loan Showdown: New vs. Used – Unraveling the Financial Mysteries"
Buying a car is a significant financial decision, and choosing between a used and new car loan can be daunting. Each option has its own...
Ganesh Salunkhe
Jun 14, 20243 min read
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